Toledo Fair Housing Center


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Current Activities and Services

The Fair Housing Center approaches fair housing in a holistic manner by providing education and enforcing fair housing laws.  The mission of the Center is carried out through a variety of efforts.  The Center conducts multiple educational outreach programs, provides housing counseling services, advocates for the rights of victims, investigates and litigates allegations of housing discrimination, and facilitates neighborhood tours.  Following is a listing of the Center’s current activities and services.

Consumer Complaint Assistance

Education and Outreach

Disability Services

Research

Training and Consulting Services

Fair Lending and Insurance

Home Ownership Programs

Legal Assistance  

 

Consumer Complaint Assistance

  • Advocating for persons whose rights have been violated

  • Influencing public opinion about fair housing through education

  • Investigating allegations of housing discrimination

  • Providing Technical Assistance with housing related inquiries

  • Mediating Complaints

  • Testing Complaints

  • Referring consumers to other agencies for assistance when appropriate

  • Filing complaints (administrative and legal)

  • Enforcing Fair Housing Laws

  • Resolving Complaints  (complaint redress)

  • Monitoring Complaints

Education and Outreach

  • Providing technical assistance to consumers, housing providers, and others.

  • Assisting with senior housing certification

  • Hosting Home buying seminars

  • Distributing fair housing materials

  • Conducting affirmative marketing programs

  • Sponsoring neighborhood tours for housing industry professionals

  • Training people to become testers

  • Distributing fair housing materials

  • Operating a resource library for members of the National Fair Housing Alliance

Disability Services

  • 504 Compliance

  • Fair housing compliance

  • Technical assistance

  • New construction compliance

  • Accessibility compliance

  • TDD services

  • Interpreter and transportation provided for FHC programs

Research

  • Fair Housing Impediments analysis

  • Home Mortgage Disclosure Act analysis

  • Lending analysis

  • Auditing

  • Research projects to determine the nature, level and effects of discrimination and segregated housing practices

  • Fair housing planning

Training and Consulting Services

  • Fair housing training programs on laws, OCC standards

  • Continuing Education for REALTORS® and other housing industry professionals

  • Consulting to businesses and organizations on all aspects of the fair housing laws, including lending, appraisal, rental, sales and insurance

  • Cultural Diversity Training

Fair Lending and Insurance

  • Community Reinvestment Act activities

    • Increasing investment in urban areas

    • Increasing access to credit

    • Monitoring lending activities

    • Monitoring fair employment standards

  • Monitoring industry compliance with fair housing laws

  • Investigating complaints

  • Researching insurance practices

  • Expanding insurance activities

  • Assisting homeowners in obtaining insurance

  • Increasing consumer awareness

  • Enforcing Equal Credit Opportunity Act

  • Analyzing Home Mortgage Disclosure Act data

  • Monitoring secondary mortgage market and appraisal market

Home Ownership Programs

  • First time buyers' programs

  • Set aside programs

  • Mortgage credit program

  • Home buyers' seminars

  • Loan Counseling

Legal Assistance

  • Legal revolving loan pool

  • Attorney referrals


 


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